1. Acceptance
By creating an account or using mtexpert.eu (the "Service"), you agree to these Terms. If you do not agree, do not use the Service.
2. Provider
The Service is operated by Koduarve OÜ, registry code 16293599, seat: Oru, 20205 Narva, Estonia. Contact: timofei@koduarve.ee.
3. Description of the Service
mtexpert.eu provides:
- Browser-hosted MetaTrader 4 / MetaTrader 5 terminals (rented on subscription).
- Copy-trading between master and follower accounts.
- Spot exchange trading via connected user-provided API keys (CCXT).
- Charting via TradingView Widget or Advanced Charts (see Attribution below). The chart workspace is free forever — no trial period, no time limit, no upgrade required.
- AI copilot assistance for portfolio review.
Free registration is permanent. Creating an mtexpert.eu account is free of charge and remains free indefinitely. There is no 30-day trial, no expiring free tier and no paywall on account access or on the TradingView-powered chart workspace. Paid subscriptions apply only to optional add-ons (hosted MT4/MT5 terminals, additional AI-copilot quotas, copy-trading capacity) — they do not restrict base access.
4. Eligibility
You must be at least 18 years old and have legal capacity to enter contracts under the law of your jurisdiction. You represent that trading financial instruments is legal for you where you reside, and that you accept full responsibility for compliance with local tax, securities, and AML regulations.
5. Account
- Registration requires a valid email and password.
- One person may hold one primary account; secondary "sub-user" accounts are permitted per our documentation.
- You are responsible for maintaining the confidentiality of your credentials and 2FA seeds.
- Any activity from your account is deemed authorised by you unless you notify us of a compromise without delay.
6. Fees, Subscriptions, Renewal
- Account registration and the TradingView-powered chart workspace are free forever. There is no 30-day trial, no expiring free tier, and no upgrade required to keep using either.
- Optional paid subscriptions (hosted MT4/MT5 terminals, additional AI-copilot quotas, copy-trading capacity) are billed via Stripe. Prices are shown at checkout in EUR (or the currency selected by Stripe based on your location).
- Subscriptions auto-renew at the end of each billing period unless cancelled before the renewal date.
- You may cancel at any time from your account settings; access continues until the paid period expires.
7. Refunds
EU consumers have a 14-day right of withdrawal for distance contracts under EU Directive 2011/83/EU, except where the digital service has been fully rendered with your prior explicit consent (e.g., a subscription period that has already elapsed).
8. Referral Programme
8.1. The programme. A user may invite other users with a personal referral link or code and receive a reward from the profit of the referred accounts, at the rate stated on the Site.
8.2. Mandatory condition. A reward for a settlement period accrues only to a user who, at the moment that period is closed, has their own active trading account connected to MTexpert copy trading with at least one trading robot enabled for trading on it.
8.3. Rewards do not accumulate. The reward is calculated and accrued separately for each settlement period in which the condition of clause 8.2 is met. If the condition is not met in a settlement period, no reward accrues for that period, and none is retained or carried over to later periods. Connecting a trading account or enabling a robot afterwards does not create a right to a reward for past periods — rewards accrue only from the period in which the condition is met.
8.4. Profit only. The reward accrues only from the profit of the referred account: if the period ends without profit, there is no reward for that period.
8.5. Entry into force. Clauses 8.2 and 8.3 apply from 15 October 2026 to every settlement period closed on or after that date.
9. Risk Disclaimer — Trading
Trading in financial and crypto markets carries a high level of risk and can result in the total loss of your capital. mtexpert.eu is a technology tool, not a broker, dealer, or investment adviser. We do not provide investment, tax, or legal advice. Past performance of any strategy or robot is not indicative of future results. You alone decide when and what to trade, and bear all resulting profits and losses.
Copy-trading, AI signals, and automated advisors are conveniences — they can and do lose money. Do not deposit capital you cannot afford to lose.
10. Prohibited Use
You may not use the Service to:
- Launder money or finance terrorism.
- Circumvent international sanctions or export-control laws.
- Engage in market manipulation, wash-trading, spoofing, or insider dealing.
- Attempt to reverse-engineer, decompile, or interfere with the infrastructure.
- Resell access to your account.
- Upload malicious code, harass other users, or infringe intellectual property.
We may suspend or terminate your account for any breach, with or without notice, and retain records as required by law.
11. Third-Party Services and Attribution
- Charts by TradingView. Charting is provided via TradingView; use of the charting features is additionally subject to TradingView's terms.
- Payments by Stripe. Cardholder data is handled by Stripe.
- Exchange integration. Order routing to Binance/Bybit/OKX/KuCoin uses your own API keys; the exchange's terms apply to those orders.
- MetaTrader trademarks belong to MetaQuotes Software Corp.
12. Intellectual Property
All Service code, UI, documentation, and branding is owned by Koduarve OÜ or licensed to us. You keep ownership of any content you upload (EA files, images, strategies) and grant us a limited licence to store and process it as needed to deliver the Service.
13. Availability; No Warranty
We aim for high availability but do not guarantee that the Service will be uninterrupted, error-free, or that any trading signal or automation will execute correctly under all market conditions. The Service is provided "as is" and "as available", without warranties of merchantability, fitness for a particular purpose, or non-infringement, to the fullest extent permitted by law.
14. Limitation of Liability
To the maximum extent permitted by law, our aggregate liability for any claim arising from or related to the Service is limited to the fees you paid to us in the twelve (12) months preceding the event giving rise to the claim. We are not liable for: trading losses, missed profits, indirect or consequential damages, third-party actions (broker, exchange, TradingView, Stripe), or events beyond our reasonable control.
15. Termination
Either party may terminate at any time. Upon termination your access ends; data retention follows the Privacy Policy.
16. Governing Law and Disputes
These Terms are governed by the law of the Republic of Estonia. Disputes are resolved by the Harju County Court (Harju Maakohus), unless mandatory consumer-protection rules of your residence require a different forum.
17. Changes to the Terms
We may amend these Terms. Material changes are announced by email at least 14 days in advance. Continued use of the Service after the effective date constitutes acceptance.
18. Contact
Questions or notices: timofei@koduarve.ee.
Effective date: 2025-09-14. Last revised: 2026-09-29 (section 8 takes effect on 2026-10-15).